mortgage advisors Sutton Coldfield

Finding the right mortgage is one of the most important financial decisions you’ll make — and having the right support can make all the difference. At RE Mortgages Midlands Ltd, we offer expert, independent mortgage advice to clients in Sutton Coldfield and the surrounding areas. Whether you're a first-time buyer, a home mover, or self-employed, we provide tailored support to help you secure the most suitable mortgage for your needs.

We are a whole-of-market mortgage broker, which means we are not tied to any individual lender. This allows us to access thousands of mortgage products — including exclusive deals not available on the high street — and recommend options that align with your circumstances, goals, and long-term financial plans.

At RE Mortgages Midlands Ltd, we pride ourselves on delivering a personal and professional service for every client. Whether you're buying a modern apartment in Sutton Coldfield town centre or a family home in Four Oaks, Boldmere or Wylde Green, our local knowledge and tailored advice ensure you receive guidance that’s relevant to your property and your finances.

We take the time to understand your situation in detail — including your income, deposit, credit history and future plans — before searching the market for the right deal. Our approach is straightforward, friendly, and focused entirely on helping you make informed, confident decisions about your mortgage.

If you’re buying your first home in Sutton Coldfield, our team is here to make the process as smooth and stress-free as possible. We’ll walk you through every step — from understanding how much you can borrow and calculating your deposit, to choosing the right mortgage product and managing your application.

As first-time buyer specialists, we know how daunting the process can feel. That’s why we offer clear explanations, prompt communication, and hands-on support to help you move forward with confidence. Whether you're buying in Mere Green, Walmley or New Oscott, we’ll make sure you feel informed and supported from start to finish.

Being self-employed shouldn't make it harder to get a mortgage — but it does require the right guidance. At RE Mortgages Midlands Ltd, we work with self-employed individuals across Sutton Coldfield to secure mortgages that reflect their true income and professional status.

We understand how lenders assess income for sole traders, limited company directors, and contractors. We’ll help you prepare the correct documentation, present your finances clearly, and match you with lenders who are comfortable working with self-employed applicants. Our whole-of-market access means we can offer a wide range of flexible and competitive options.

If you're looking to move to a new property in Sutton Coldfield, we’re here to help you find a mortgage that suits your new circumstances. Whether you’re upsizing, downsizing, or relocating within the area, our team will work with you to understand your new budget and borrowing capacity, and compare products to find the best fit.

We regularly support home movers across Sutton Coldfield and its surrounding areas, including Streetly, Erdington, and Castle Vale. With our knowledge of local property prices and lender expectations, we can provide practical advice to help you transition smoothly into your next home.

Choosing the right mortgage broker can make a huge difference to your overall experience. At RE Mortgages Midlands Ltd, we’re known for our personal service, honest advice, and in-depth market knowledge. Whether you’re applying for your first mortgage or reviewing your options as a seasoned homeowner, we treat every client as an individual.

Our process begins with a detailed review of your financial circumstances. From there, we search the full UK mortgage market to find the best options for your needs — always keeping your goals and preferences at the heart of our advice. We manage the application process for you, liaising with lenders, estate agents, and solicitors to keep everything running smoothly.

We stay with you from initial consultation to final completion, offering peace of mind throughout your mortgage journey.