Self employed applicants

As a self-employed individual, obtaining a mortgage can sometimes be more complex than for those with traditional employment. At RE Mortgages Midlands LTD, we specialise in helping self-employed applicants navigate the mortgage process with ease. Our expert team is here to provide personalised support and tailored solutions to help you secure the financing you need.

Understanding Your Unique Situation
Self-employed individuals often face different financial dynamics compared to salaried employees. We understand these differences and will work closely with you to assess your financial situation comprehensively, including income variability and business expenses.

Tailored Mortgage Solutions
We can source a range of mortgage products specifically designed for self-employed applicants. Whether you’re looking for a residential mortgage, or a buy-to-let mortgage, we’ll help you find the right product that aligns with your financial goals and circumstances.

Flexible Documentation Requirements
Traditional mortgage applications often require standard proof of income, but self-employed applicants may need to provide additional documentation. We guide you through the necessary paperwork, such as tax returns, profit and loss statements, and bank statements, to ensure a smooth application process.

Expert Advice and Support
Our experienced team will provide you with expert advice on how to present your financial situation effectively to lenders. We’ll help you highlight your business’s strengths and address any potential concerns to improve your chances of approval.

Access to a Wide Range of Lenders
With access across the mortgage market we can source a variety of mortgage options, comparing different products and rates to find the right one that suits your needs, ensuring you get the most suitable terms available. 

On hand... when you need us

We understand that when you are self-employed, you may not be working typical 9-5 hours. We can be flexible around you, when you want us.

Initial Consultation
Start with a free consultation to discuss your mortgage needs and financial situation. We’ll review your options and outline the best strategies for securing a mortgage.

Personalised Application Support
From gathering documentation to completing the application, we provide hands-on support throughout the process. Our goal is to make the mortgage application as straightforward and stress-free as possible.

Ongoing Guidance
Even after your mortgage is approved, we’re here to offer ongoing support. Whether you have questions about your mortgage or need advice on future financial decisions, our team is just a call away.

If you’re self-employed and ready to find a mortgage that works for you, contact us today. Our dedicated team is here to provide expert advice and support, helping you navigate the mortgage process with confidence.

At RE Mortgages Midlands LTD, we’re committed to helping self-employed applicants achieve their homeownership and investment goals. Let us help you find the most suitable mortgage solution tailored to your unique needs.

Some buy to let mortgages are not regulated by the Financial Conduct Authority 

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.